File a Police Report
Once you learn that fraud has been committed that affects your personal information or identity, visit your local police department to file a report. Depending on the area in which you live, you may be able to file a police report over the phone or online. Filing a police report is a crucial step required to prove you are, indeed, a victim and to resolve negative effects of identity fraud.
Complete ID Theft Affidavit
The Federal Trade Commission (FTC) has developed a standardized form for reporting identity theft called the “ID Theft Affidavit”. This affidavit affirms the circumstances of the identity fraud and helps assure that you are not responsible for debts incurred by an identity thief. In the affidavit, you will report general information about yourself, and the theft that was committed. You will be able to clearly describe the fraudulent activity that has occurred. Most creditors will accept this document as an official complaint, but check with each credit grantor to make sure they accept it. The ID Theft Affidavit, along with a police report, are important first steps when proving that you are a victim of identity theft.
File Complaint with the FTC
The Federal Trade Commission has a complaint form which you can fill out online that will be submitted into a secure database called the “Consumer Sentinel”. Although the FTC does not investigate or resolve individual consumer issues, by filing the complaint form, you can help law enforcement with the investigation of identity theft.
For more steps to take in resolving your identity theft visit the following sections: